An Analysis of The Problems Faced by The Entrepreneurs of Small Enterprises in Availing Bank Finance

The entrepreneurs of small enterprises are challenged with a number of problems right from thebeginning of their enterprises and these are insufficient credit facility, infrastructural bottlenecks,technology obsolescence and competitive environment etc. Small business owners can obtain the operatingcash they need from commercial banks, community banks, local rural banks, and government-run financialinstitutions. The banking organizations primarily provide operating capital that is required. Banks makeimportant contribution in providing the entrepreneurial finance to small enterprises. Banks provide financeto entrepreneurs to establish a new unit, expand the business activities and diversify the business. In thepresent study, the problems of small enterprises in Availing bank finance are tested by yes of no question. Asample of 76 respondents has been selected.This research paper helps to understand the problems faced by the entrepreneurs of smallenterprises in availing bank finance. This paper is useful for the students, the teachers and the managers ofeducational institutions to understand the problems of entrepreneurs of small enterprises in availing bankfinance. It is also useful to policy makers like government for formulating favourable policy to understandthe problems faced by the entrepreneurs of small enterprises. Research scholars can also use this paper forfurther research. Thus, all the stakeholders will come to know more about the problems faced by theentrepreneurs in availing bank finance