Divers Influencing the Adoption of Financial Technology (FinTech): Evidence from State-owned Commercial Banks in Bangladesh

Key Points

• State-owned banks are significantly driven by financial technology adoption, enhancing operational efficiency and customer engagement.
• Evidence indicates diversity among bank leaders aligns closely with increased adoption rates of financial technology in Bangladesh.
• Observational analysis across various state-owned commercial banks highlights key factors influencing the adoption process.
• Understanding these factors may enable better strategies for integrating financial technology in banking services.