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September 5, 2025Brilliant International Journal Of Management And Tourism0 citations

FinTech Innovations and Their Impact on Personal Finance Management Outcomes

FinTech Innovations : Transforming the Landscape of Personal Finance Management

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Authors

SNSiti NurkholisahMSMochamad SyafiiRRRusdiyanto Rusdiyanto

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Overview

Qualitative literature review reveals fintech features improve PFM outcomes, indicating user trust and digital literacy play crucial roles.

Key Points

  • FinTech innovations improve financial decision making by enhancing user experience through automation.
  • Key evidence indicates that user trust and digital literacy significantly influence the effectiveness of FinTech in PFM.
  • Qualitative literature review across over 20 articles highlights the interplay between FinTech features and user behavior.
  • The findings support the need for integrative approaches to boost user engagement and improve financial literacy.
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Nurkholisah et al. (2025) studied this question.

synapsesocial.com/papers/68bb4e016d6d5674bcd026afhttps://doi.org/10.55606/bijmt.v5i2.4456
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