"Financial Literacy Among Undergraduate Students in Palghar District: A Comprehensive Analysis".

Key Points

• The research aims to analyze financial literacy levels among undergraduate students in Palghar district, focusing on regional differences.
• Structured surveys conducted among 150 undergraduate students
• Participants from rural, semi-urban, and urban areas
• Comparison of financial confidence and digital tool adoption across regions
• Urban students exhibit higher confidence in financial literacy (62%) compared to rural students (31%)
• Minimal knowledge gaps were found across regions (23% difference)
• Family plays a significant role in financial decision-making (65%)
• Higher adoption of digital tools among urban students (63%) compared to rural students (33%)

Abstract