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February 25, 2026JOURNAL OF ADVANCE AND FUTURE RESEARCH0 citationsOpen Access

Evaluvating the Role of AI in Shaping Marketing Stratergies: A Comparative Study of HDFC and Icici Bank

MMMr.J.THARUN Mr.J.THARUNDRDr.A.Marlyn Rose

Key Points

  • The aim is to assess and compare the influence of AI on marketing strategies in HDFC and ICICI banks.
  • Collection of primary data via structured questionnaires from bank customers.
  • Utilization of secondary data from journals, annual reports, and websites.
  • Application of statistical tools including percentage analysis and chi-square test for data interpretation.
  • AI significantly enhances marketing effectiveness through personalized services.
  • Improvements in customer experience and loyalty were observed due to AI applications.
  • Both banks effectively implement AI-based marketing strategies, yet customer trust and awareness need attention.

Abstract

This study titled “Evaluating the Role of AI in Shaping Marketing Strategies: A Comparative Study of HDFC Bank and ICICI Bank” aims to analyze and compare the impact of AI in marketing practices of these two leading banks. The research focuses on understanding how AI influences customer personalization, satisfaction, and engagement through digital marketing campaigns, AI-driven promotions, and service automation. Primary data was collected through structured questionnaires from bank customers, and secondary data was obtained from journals, annual reports, websites, and research publications. Statistical tools such as percentage analysis, ranking method, chi-square test, and correlation analysis were used for interpretation. The findings reveal that AI plays a significant role in improving marketing effectiveness by providing personalized services, enhancing customer experience, and increasing customer loyalty. The study concludes that both HDFC and ICICI banks are successfully implementing AI-based marketing strategies, though improvements are required in building customer trust and awareness. This research highlights the importance of AI as a key factor in modern banking marketing strategies and provides insights for future advancements in the banking industry.

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Cite This Study

Mr.J.THARUN et al. (2026) studied this question.

synapsesocial.com/papers/699e91b2f5123be5ed04f544https://doi.org/10.56975/jaafr.v4i2.503858
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Also Consider

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