Smart insurance analytics: A novel ensemble feature selection approach to unlock health insurance coverage predictions in Sierra Leone

This research establishes new performance benchmarks for health insurance prediction, significantly exceeding existing literature, which has direct implications for health insurance policy and practice in Sierra Leone. The innovative ensemble feature selection methodology provides a robust framework for enhancing prediction accuracy across healthcare applications, offering immediate practical value for stakeholders. Future work should prioritize external validation, explainability analysis, and temporal stability assessment to ensure practical deployment readiness.