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March 6, 2026Open Access

Mobile Banking Usage Patterns Among Nigerian Adolescents and Financial Literacy Levels

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Authors

SISuleiman IbrahimFAFaisal AdeyemiAAAbdulAziz Abubakar

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Overview

This qualitative study explores mobile banking usage and financial literacy levels in adolescents, highlighting the need for educational integration.

Key Points

  • The aim is to understand mobile banking usage patterns and financial literacy levels among Nigerian adolescents.
  • Conducted semi-structured interviews with Nigerian adolescents aged 15-18 years
  • Utilized thematic analysis to interpret qualitative data
  • Focused on a purposive sample for targeted insights
  • Mobile banking was primarily used for small transactions under $5
  • Convenience, peer influence, and parental guidance were identified as key drivers
  • The need for integrating financial education into digital literacy programs was emphasized

Cite This Study

Ibrahim et al. (2007) studied this question.

synapsesocial.com/papers/69aa70d6531e4c4a9ff5b107https://doi.org/10.5281/zenodo.18857339
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