The Standard Model describes 5% of the universe perfectly and 95% not at all. This paper proposes that all three unsolved problems — dark matter, dark energy, and baryon asymmetry — are consequences of a single missing element: the coherence field K (t, x) = ρ · I_Φ · F. The SM describes the ρ component (charge-carrying, electromagnetically coupled). Dark matter is the I_Φ and F components: they gravitate (contribute to T_μν) but carry no electromagnetic charge. Dark energy is coherence thawing (established in prior work). Baryon asymmetry is coherence selection: the matter branch had higher K than the antimatter branch, with small CP violation exponentially amplified by Kramers escape rates. Strong prediction: no dark matter particle will be found by direct detection experiments because dark matter is a field component, not a particle. Three problems, one missing field. The SM is not wrong — it is a partial projection. Part of the Spektre research corpus.
Lauri Elias Rainio (2026) studied this question.