Mobile banking has emerged as a critical tool for financial inclusion in rural Kenya, offering digital access to banking services for remote populations. The study employs qualitative and quantitative research methods including literature review and case studies from existing projects in rural Kenya. This theoretical framework provides a robust foundation for understanding the dynamics between mobile banking and financial inclusion in rural Kenya. Future research should focus on scaling up successful pilot projects and exploring innovative financial products tailored to rural contexts.
Ngugi et al. (2013) studied this question.