A Comprehensive SLR of Housing Finance Companies Financial Performance Using the PEARLS: Trends, Challenges, and Policy Implications.

Purpose: Nowadays, demand for Housing Finance Companies is growing rapidly. This encourages researchers to study towards Housing Finance Sector. Numerous studies already exist along with various aspects and dimensions. This study addresses the gap and bridges it by offering research for Comprehensive review of Housing Finance Companies Using PEARLS that enhanced knowledge holistically. The purpose of this study is to give comprehensive overview of financial performance of Housing Finance Sector in India; and to find trends, challenges and Policy implications in Housing Finance Companies by using PEARLS. Design/ Methodology/ Approach: This study is based on Systematic review of 31 articles published between 2010 to 2024, and maximum literature took from google scholar, Research gate manually. In this study PRISMA approach is used for systematic review and meta-analysis & ADO Framework used. This study is Framework based study. Findings: The existing literature reveals that most of studies are heavily rely on secondary data, comparative analysis and case study based. There is a great potential for theoretical extensions, and to know trends, challenges and policy implications of Housing Finance Companies using PEARLS. Originality/value: This study will benefit to customers, investors, stakeholders, regulators, and policy makers in understanding sectoral dynamics and making informed decisions. Limitations of this study is that it restricted to Indian Housing Finance Companies and may not applicable to international perspectives.