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March 29, 20260 citationsOpen Access

Credit Constraints and Labor Availability: Effects of MGNREGA on Household Income Diversification Across Microenterprise and Livestock Ownership

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BLBidisha Lahiri

Key Points

  • To investigate how the MGNREGA policy affects household income diversification through changes in credit access and labor availability.
  • Utilized IHDS data for empirical analysis.
  • Implemented a system of equations approach to examine relationships.
  • Analyzed shifts in participation in labor-intensive and capital-intensive activities.
  • Confirmed that MGNREGA decreases engagement in labor-intensive microenterprises.
  • Found an increase in participation in livestock ownership.
  • Results remained robust across various specifications.

Abstract

Households diversify income through activities that differ in required input intensities. When a policy shock alters households’ available endowments, it can change the composition across these activities. While existing literature typically examines how changes in a single input, such as capital or labor, affect participation in a specific activity like entrepreneurship, this study considers the MGNREGA work-for-wage policy that simultaneously affects both credit access and labor availability. Such a policy is expected to shift households’ allocation between labor-intensive and capital-intensive activities. By relaxing credit constraints while reducing the labor availability for other income-smoothing pursuits, the policy is predicted to decrease engagement in labor-intensive microenterprises and increase participation in livestock ownership, a relatively capital-intensive activity. This theoretical prediction is consistent with the intuition of the Rybczynski theorem from international trade. Using IHDS data, the empirical analysis implementing a system of equations approach supports these expectations, with results remaining robust across alternative specifications.

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Cite This Study

Bidisha Lahiri (2026) studied this question.

synapsesocial.com/papers/69c8c35cde0f0f753b39e20ahttps://doi.org/10.5281/zenodo.19247066
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