As Gen-AI shopping chatbots become increasingly prevalent in e-commerce, limited research has examined how consumers’ appraisals of interactive cues shape trust and continued use in privacy-sensitive retail settings. Drawing on Cognitive Appraisal Theory (CAT) and the AIDUA framework, this study investigates how novelty value, anthropomorphic attribute, and social presence influence performance anticipation, effort anticipation, and perceived privacy risk and how these appraisals subsequently shape perceived trust and continued use. Data from 549 experienced users in mainland China were analyzed using partial least squares structural equation modeling (PLS-SEM). The results show that while novelty value enhances performance and effort anticipation, it does not significantly elevate perceived privacy risk. Anthropomorphic attribute positively affects performance anticipation and negatively affects perceived privacy risk, while social presence enhances performance anticipation and effort anticipation and reduces perceived privacy risk. Performance anticipation and effort anticipation positively predict perceived trust, whereas perceived privacy risk negatively predicts perceived trust; perceived trust, in turn, strongly predicts continued use. Mediation analyses further show that cognitive appraisal variables mediate the effects of primary appraisal factors on perceived trust, while perceived trust mediates the effects of cognitive appraisal variables on continued use. Serial mediation results additionally indicate that primary appraisal factors influence continued use through cognitive appraisal and trust formation. These findings deepen understanding of the cognitive and trust-building mechanisms underlying consumer interactions with Gen-AI shopping chatbots and offer practical implications for e-commerce platforms.
Li et al. (2026) studied this question.