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May 9, 2026BMC Psychiatry0 citationsOpen Access

ADHD symptoms and financial debt among adults

ASAndrew StickleyASAya ShiramaVRVladislav Ruchkin

Key Points

  • This research aims to explore the link between ADHD symptoms and financial debt in the Japanese population.
  • Cross-sectional design using data from an online sample of 3,717 adults aged ≥ 18 years.
  • Debt assessed via a single-item question; ADHD symptoms measured using the Adult ADHD Self-Report Scale Screener.
  • Logistic regression analysis adjusted for demographic characteristics and mental health.
  • ADHD symptoms significantly associated with debt in the total sample (OR: 1.04, 95%CI: 1.01–1.07).
  • Association in women (OR: 1.06, 95%CI: 1.01–1.10); borderline significance in men (OR: 1.04, 95%CI: 1.00-1.07, p = .053).
  • Significantly associated with debt in adults aged 18 to 34 (OR: 1.10, 95%CI: 1.04–1.16) and 60 and above (OR: 1.09, 95%CI: 1.02–1.16).

Abstract

Research has produced conflicting findings on whether ADHD is associated with financial debt. Moreover, as yet, there has been little research on this association in non-Western settings. To address this deficit, this cross-sectional study examined the association between ADHD symptoms and debt in the Japanese general population. Data were used from an online sample of 3,717 adults aged ≥ 18 years old. A single-item question was used to assess debt. ADHD symptoms were measured with the Adult ADHD Self-Report Scale (ASRS) Screener. Information was also collected on demographic characteristics and mental health. In a fully adjusted logistic regression analysis, ADHD symptoms (as a continuous score) were significantly associated with debt in the total sample (OR: 1.04, 95%CI: 1.01–1.07). In sex-stratified analyses, ADHD symptoms were associated with debt in women (OR: 1.06, 95%CI: 1.01–1.10), while the association was of borderline statistical significance in men (OR: 1.04, 95%CI: 1.00-1.07, p = .053). When the analysis was stratified by age, ADHD symptoms were significantly associated with debt in adults aged 18 to 34 (OR: 1.10, 95%CI: 1.04–1.16) and 60 and above (OR: 1.09, 95%CI: 1.02–1.16) but not in those aged 35 to 59 (OR: 1.01, 95%CI: 0.97–1.05). ADHD symptoms are associated with debt in Japanese adults. More research is needed to determine the causes and consequences of debt in adults with ADHD.

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Cite This Study

Stickley et al. (2026) studied this question.

synapsesocial.com/papers/69fed19ab9154b0b82878eb0https://doi.org/10.1186/s12888-026-08087-w
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