Abstract The study examined the impact of low-quality and predominantly theoretical education on the financial independence of women entrepreneurs in Bidar district, Karnataka. It analyzed how limited emphasis on practical skills,financial literacy, and entrepreneurial training affects women’s ability to initiate, manage, and expand their business activities. Although educational attainment among women has improved over time, the study found that the existing education system remains largely theoretical and disconnected from real-world economic requirements. As a result, many women entrepreneurs are confined to traditional, low-investment, and low-income business sectors, which restricts their capacity to achieve sustainable financial independence. The study further analyzed secondary data collected from government reports, academic literature, and institutional sources to understand the relationship between education quality and entrepreneurial outcomes. The findings indicate that inadequate skill-based education reduces confidence, limits decision-making ability, and restricts access to modern and high-value economic opportunities. Additionally, the lack of financial literacy hampers effective financial management, credit utilization, and long-term planning. The study concludes that education in its current theoretical form is insufficient to ensure financial independence among women entrepreneurs. It emphasizes the need for a shift toward practical, skill-oriented, and entrepreneurship-focused education to enhance women’s economic empowerment and improve their participation in sustainable income-generating activities.
Swati Venkatrao Adde (2026) studied this question.