A crucial life skill that empowers people to make wise financial choices is financial literacy. Financial literacy among young people has become crucial in the setting of the contemporary economy, where financial services and products are becoming more complicated. The study uses a descriptive research methodology to examine the knowledge and behavioural elements of juvenile financial literacy. Using organized data collection and suitable analytical techniques, the research finds that although young people show a reasonable comprehension of fundamental financial goods, their knowledge of sophisticated investment possibilities is still restricted. Nonetheless, organizations and legislative frameworks are essential for boosting younger people's access to and trust in their finances. This study looks at the degree of financial literacy among young people, especially college students and early professionals, and investigates how education, socioeconomic status, and digital platforms affect their financial behaviour and awareness. It stresses the necessity for the methodical integration of personal finance as a topic in academic curriculum and points out inadequacies in the present financial education system. The article ends with useful recommendations for interested parties.
Nitu Kumari (2025) studied this question.