Key points are not available for this paper at this time.
ABSTRACT Using qualitative data with older (50+) EU‐migrants and NGO representatives, this study investigates the drivers of old‐age poverty and retirement insecurity for low‐income EU‐migrants. Our findings indicate that the nature of work that many are/were engaged in and education, along with timing and age of arrival to the UK, influenced poverty risk, placing older and more recent migrants at a disadvantage. These risks were exacerbated by poor awareness of the legal rules and procedures surrounding social‐security coordination and pensions portability following the UK‐EU Withdrawal and UK‐EU Trade and Cooperation Agreements. Our research found that living with family members could provide reciprocal advantages such as intergenerational support and facilitate dual‐earning households, although such arrangements could also be precarious for older EU‐migrants due to labour market and financial instabilities of family members. Pensions and retirement insecurities were further compounded by immigration and welfare bureaucracies; the complexity of pensions coordination and a lack of accessible information about pensions portability and support.
Smith et al. (Thu,) studied this question.