The paper investigates overall financial literacy and the interrelationship among financial knowledge, financial attitude, and financial behaviour. The study adopted a descriptive-analytical research design to investigate the interrelationships among financial knowledge, financial attitude, and financial behaviour. A survey method was used to collect data using a structured questionnaire in the Vadodara district. Data analysis was performed using SPSS. The findings of this study reveal that respondents have moderate financial knowledge, a strong financial attitude, and moderate financial behaviour, which ultimately leads to lower financial literacy among individuals in Vadodara district. It also notes that even with proper financial knowledge, there is a notable gap in applying it to effective financial decision-making.
Shah et al. (Fri,) studied this question.