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May 31, 20260 citationsOpen Access

Advanced Enterprise Banking Churn Intelligence System using Machine Learning, Explainable AI and Interactive Analytics

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APAniketan Patil

Key Points

  • The research aims to develop a system for predicting and understanding customer churn in banking using advanced machine learning and analytics.
  • Developed an enterprise-grade customer churn intelligence system using machine learning algorithms.
  • Evaluated multiple algorithms including Logistic Regression, Decision Tree, and Random Forest.
  • Integrated explainable AI features and business analytics dashboards for users.
  • Random Forest was selected as the final production model due to its superior predictive capability.
  • The system provides proactive churn prediction and actionable insights for customer retention.
  • Interactive dashboards and reporting features enhance business decision-making.

Abstract

This research presents an advanced enterprise-grade Bank Customer Churn Intelligence System developed using Machine Learning, Explainable AI, and interactive business analytics. The platform integrates predictive modeling, SHAP-based explainability, executive KPI dashboards, AI retention recommendation systems, professional PDF reporting, and Streamlit cloud deployment. The proposed system evaluates multiple machine learning algorithms including Logistic Regression, Decision Tree, and Random Forest, with Random Forest selected as the final production model due to superior predictive capability and business applicability. The platform demonstrates enterprise-level customer retention intelligence, explainable banking analytics, proactive churn prediction, and professional business reporting capabilities.

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Cite This Study

Aniketan Patil (2026) studied this question.

synapsesocial.com/papers/6a1bd2ab5783ba022b6fe2a5https://doi.org/10.5281/zenodo.20435181
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