For adult citizens, financial education serves as the key tool for enhancing the level of financial literacy and, in the medium term, contributes to the formation of financial culture. In this regard, the establishment of an effective financial education system is currently a relevant strategic objective for the development of Russian society. The aim of the study is to develop a structural-functional model of a regional financial education system based on an analysis of the current state and development trends of the public financial education system. Methods . The research employed general scientific methods as well as systemic and structural-functional approaches. Results . The concept of the population’s financial education system was clarified. The main trends in the emerging national system of financial education among the population were identified. It has been established that, within the framework of developing the financial education system for Russian citizens, two processes are currently occurring simultaneously: the integration of the fundamentals of financial education through elements of financial literacy into the educational system and the implementation of a mechanism for public financial education as part of informational and awareness-raising activities. The presented structural and functional model of the regional system of financial education provides for the involvement of institutions of various organizational and legal forms in the implementation of the mechanism of financial education of the population, including educational institutions, as well as cultural institutions, social services for the population, institutions supporting entrepreneurship, and employment service institutions. The key support point for the development of the system is the regional center for financial literacy of the population created in the region. The model reflects the process of interaction between the educational system and other spheres of the region. Scientific novelty . The authors proposed the conceptual foundations for improving the system of financial education for the population, focusing on developing its elements at the regional level.
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O. Yu. Dmitrieva
E. N. Kadyshev
A. O. Patyanova
Review of Business and Economics Studies
SHILAP Revista de lepidopterología
Chuvash State University
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Dmitrieva et al. (Sun,) studied this question.
www.synapsesocial.com/papers/69a76708badf0bb9e87df618 — DOI: https://doi.org/10.26794/2308-944x-2025-13-4-80-94